Uttaran Kotipoti Deposit Scheme

(Updated as on 27-Mar-2025)

Introduction :

‘Uttaran Kotipoti Deposit Scheme’ is the account where you can deposit your money in instalment with full confidence.

It’s an account tailor made to provide you very good return for different tenure – making it the classic choice for you.

You can deposit here in single or joint name.

Best for you if you have

The willingness of regular Savings
The requirement of the highest safety of your money

Features :

More than one account can be opened
Pre-matured Encashment facility on condition
Mode of deposit - Cash/Transfer. Monthly instalment amount may be realized as per standing instruction from the customer’s personal UBPLC savings/current account
The account may be transferred to any branch at the request of the account holder(s).
Account holder(s) has/have an option to choose any tenor at the time of opening of the account.
Account holder(s) may change his/her/their nominee(s) at any time.

Schedule of deposit:

a) First instalment to be deposited at the time of account opening and rest of the monthly instalments to be deposited on or before the 10th day of each month, failing which penal interest will be imposed @ 1% per month on instalment amount for each irregular instalment(s). If the 10th day of any month becomes govt. holiday, account holder(s) will deposit on the following working day without penalty. Instalment(s) in advance may be allowed.

b) Account will be closed, if account holder(s) fails to deposit 3 (three) consecutive instalments.

Monthly Installment & Maturity Amount:

Year	Initial deposit
Year	0	500,000	1,000,000	1,500,000	2,000,000
Monthly Installment
1	789,499	745,978	702,457	658,936	615,414
2	376,482	353,799	331,117	308,435	285,752
3	239,895	224,213	208,531	192,849	177,168
4	172,311	160,166	148,020	135,874	123,728
5	132,261	122,261	112,262	102,263	92,264
6	105,927	97,378	88,828	80,278	71,728
7	87,397	79,897	72,396	64,896	57,395
8	73,704	67,014	60,312	53,609	46,907
9	63,237	57,177	51,104	45,030	38,957
10	55,004	49,454	43,891	38,328	32,766
11	48,383	43,256	38,117	32,977	27,838
12	42,961	38,179	33,409	28,627	23,846
13	38,440	33,977	29,514	25,039	20,563
14	34,644	30,447	26,249	22,040	17,831
15	31,411	27,448	23,484	19,508	15,533

*Payable amount might be changed; Govt. Tax/Duty would be paid by the client.

Eligibility :

Minimum Age: 18 years
Bangladeshi Citizen

Required Documents :

02 (two) copies of PP size Photograph of the applicant(s) and 1(One) copy of recent photograph of Nominee(s).
Photocopy of NID / Passport / Birth Registration Certificate (BRC) of the applicant(s) and Nominee(s)
Application for opening account (available at all branches)