Digital Banking
Start smarter with the Uttara Bank Card - your everyday companion for seamless payments. Use it for shopping, paying bills, or traveling anytime, anywhere.
VISA Debit Card :
- Dual Interface Debit Card with Chip & NFC (Near Field Communication) technology.
- ATM Cash Withdrawal facility from any ATM within Bangladesh.
- POS Purchase facility at any POS terminal across Bangladesh.
- Contactless Payment facility at NFC-enabled POS terminals.
- E-commerce and Account Funding Transaction (AFT) using Visa authorized platforms i.e. bKash, Nagad etc.
- OCT (Original Credit Transaction) facility to receive funds from MFS platforms (e.g., bKash, Nagad) to bank account via debit card.
- QR Code Payment facility at merchant shops through Uttara E-wallet Bangla QR.
- Enhanced Security with 3DS and Two-Factor Authentication (2FA).
VISA Credit Card :
- Dual Currency facility with usage in both BDT and USD.
- One (01) free supplementary credit card against one primary credit card.
- 0% EMI Facility with the selected merchants & Rate Based EMI Programs.
- Card Fee waiver facility & Interest-Free period up to 45 days.
- Transfers from card to MFS (bKash, Nagad, Upay, etc.) & Fund Transfer to own account.
- E-commerce Transaction facility both Domestic and Foreign.
- E-Statement facility & Transaction Alert Service.
- Auto Debit facility from Uttara Bank Account.
- Bill Payment through Uttara Bank Internet Banking, NPSB, and MFS Wallet.
VISA Prepaid Card :
- Dual Currency facility with usage in both BDT and USD.
- Global Access for seamless transactions in Bangladesh and abroad.
- Dual Interface (Chip + NFC) technology for secure and convenient payments.
- Pre-paid Flexibility with fund loading and controlled spending.
- ATM Cash Withdrawal from any ATM locally or internationally.
- POS & Contactless Purchase facility at all POS terminals, including NFC-enabled ones.
- OCT (Original Credit Transaction) facility to receive funds from MFS (e.g., bKash, Nagad).
- QR Code Payment facility via Uttara E-wallet Bangla QR at participating merchants.
- Enhanced Security with 3DS and Two-Factor Authentication (2FA).
ATM & SMS Features :
ATM Channels:
- Cash Withdrawal, Balance Inquiry, Mini Statement, and PIN Change.
SMS Banking Network:
- Transaction Alert, Balance Inquiry, Mini Statement, and PIN Change.
Uttara eWallet Features :
- Account Opening Through eKYC.
- Account Summary, Account Details, and Cheque Book History.
- Transaction History tracking the last 50 transactions.
- Transfer within Bank to own account or other accounts.
- Outward transfers via BEFTN, NPSB, and RTGS systems.
- Top Up / Mobile recharge / Flexiload utilities.
- Integrated terminal payment processing through Bangla QR.
- Uttara Bank Credit Card bill payment through NPSB.
- New Cheque Book Request and Stop Cheque Payment Request.
- Statement Request pipelines and live Exchange Rate View.
- System Advertisement Pop Up alerts.
- Interest Calculator tooling covering EMI & FDR matrices.
Internet Banking Features :
- Comprehensive Account Summary, Account Details, and Transaction Details.
- Cheque Book Details review and structured Statement Download tools.
- Transfer within Bank to own account or other internal account terminals.
- Interbank routing configurations through BEFTN, NPSB, and RTGS clearing paths.
- Fund Transfer directly out of Uttara Bank Credit Card lines.
- Uttara Bank Credit Card bill payment through NPSB.
- New Cheque Book Request and Stop Cheque Payment Request operations.
- Standing Instructions automated setup and ledger routing.
