Nari Swanirbor Rin Prokalpo (NSRP)
Economic development is closely related to the empowerment of Women. In Bangladesh the number of Women –owned companies / firms continues to grow. For smooth credit flow for SE women enterprise Uttara Bank PLC. is dedicated in helping the genuine women entrepreneur having sincerity , honesty and strong deliberation to improve the banking habit of self employed women entrepreneurs to run any legitimate business smoothly with the help of bank finance by offering a special business loan product named ‘Nari Swanirbor Rin Prakalpo'.
Features :
Category / Loan Type : Term Loan
Customer Eligibility :
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Must be a growing Business Concern.
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At least 2 years business history.
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Must be a Current Account Holder of the Bank.
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Up dated clean CIB Report.
Security :
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Registered Mortgage of Land & Building.
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Hypothecation of the goods stored / to be stored in the shop.
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Guarantors acceptable to the Bank.
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Spouse / Person acceptable to the Bank.
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Personal Guarantee of the Owner(s) / Directors.
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Post dated cheque.
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Other securities as acceptable to the Bank.
Repayment :
Equal Monthly Installment.
Interest Rate :
Market Competitive.
Documents Required :
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Valid Trade License.
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Certificate from womens samity.
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6 Months Bank Statement.
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Rental deed agreement of the shop / godown.
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KYC.
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Regulatory papers.
Loan Tenor :
1 year to 3 years.
Debt Equity Ratio :
70 : 30
*Condition will be applicable