Uttaran Small Business Loan (USBL)
Category / Loan type: Term Loan
Purpose :
  • To help the genuine businessmen having entrepreneurship, initiative, sincerity, honesty to expand and run their business smoothly under Small Enterprise category.
  • To enable a section of people having small capital to do business with the help of Bank Finance.
  • To improve the banking habit of self employed persons of the society
  • To contribute towards development of socio-economic condition of the country
Security :
  • Registered Mortgage of Land & Building
  • Personal Guarantee of the Owner(s)/ Directors.
  • Post dated cheque.
  • Other Securities as acceptable to the Bank
Repayment :
Equal Monthly Installment .
Interest Rate :
Market Competitive
Customer Eligibility :
  • Must be a growing Business Concern.
  • At Least 2 Years Business History.
  • Must be a Current Account Holder of the Bank.
  • Up dated clean CIB Report.
Required Documents:
  • Valid Trade License.
  • Up to date TIN Certificate.
  • KYC
  • Regulatory papers
Loan Tenor :
1 years to 5 years .
Debt Equity Ratio :
70 : 30
*Condition will be applicable
Exchange Rates

Mon, Jun 08, 2026 07:25 AM

Currency Buying Selling
USD 120.20 122.22
EUR 110.20 112.50
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