House Hold Durables

A Consumer Loan Scheme provided by Uttara Bank PLC. to the Individuals to purchase various consumer durables such as Television, Refrigerator, Air conditioner, Computer, and other household furniture.

Category / Loan Type :

Term Loan

Purpose :

To purchase Consumer Durables for personal/family use.

Customer Eligibility :

For salaried individual, minimum total service length of 3 years.
For self employed individual, a business record of minimum 4 years.
Age limit from 21 years to 65 Years.
Adequate disposable income to pay the Loan installment.

Security :

Hypothecation over purchased assets.
Personal Guarantee of the spouse / parents and an individual having minimum solvency/income not less than that of the borrower supported by income proof.
Post dated cheque.
Other Securities as acceptable to the Bank